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Personal Accounts

Deposit Accounts

Free ATMs Anywhere / Free Mobile Deposit

At Heritage Bank, we give you the perks and convenience you deserve. We offer a variety of deposit accounts to help you succeed. Enjoy free mobile deposits with any of our accounts and say goodbye to ATM fees anywhere in the United States. Pain-free. Hassle-free. That's brilliant. Discover the difference! 

Not sure which one is right for you? Our friendly brilliant bankers can answer your questions and help you choose the best fit. Call our dedicated New Accounts Team today to find the right deposit account for you: (785) 440-2200. 

Brilliant Accounts

A listing with all of our personal deposit accounts
 SimpleHeritage CheckingBrilliantMoney MarketHeritage Savings
Monthly Service ChargeNone

$6

Waived for customers 55+

$10.00$10.00$5.00

Criteria to waive

Service Charge

No

Charge waived for completing 15 debit card transactions per month and a monthly ACH deposit or withdrawal

$5,000 minimum daily balance or $10,000 average balance

$1,000 minimum daily balance or $2,500 average balance

$100 minimum or $200 average. Waived for customers under age 18 and those 55+

Earns InterestNoYes

YesNo

N/A
Unlimited Check WritingYesYes​​​​​​​YesNoN/A
Online BankingFreeFreeFreeFreeFree
Debit/ATM CardFreeFreeFreeFreeFree
Online Bill PayFreeFreeFreeFreeN/A
Free ATM Withdrawals​​​​​​​Yes​​​​​​​YesYesYesYes
Paper StatementNoneNoneNoneNoneNone
Additional BenefitsN/AN/A

2 free boxes of checks per year

Free first-year rent on Safe Deposit Box

N/AN/A
Simple
Monthly Service Charge
None

Criteria to waive

Service Charge

No
Earns Interest
No
Unlimited Check Writing
Yes
Online Banking
Free
Debit/ATM Card
Free
Online Bill Pay
Free
Free ATM Withdrawals
​​​​​​​Yes
Paper Statement
None
Additional Benefits
N/A
Heritage Checking
Monthly Service Charge

$6

Waived for customers 55+

Criteria to waive

Service Charge

Charge waived for completing 15 debit card transactions per month and a monthly ACH deposit or withdrawal

Earns Interest
Yes

Unlimited Check Writing
Yes
Online Banking
Free
Debit/ATM Card
Free
Online Bill Pay
Free
Free ATM Withdrawals
​​​​​​​Yes
Paper Statement
None
Additional Benefits
N/A
Brilliant
Monthly Service Charge
$10.00

Criteria to waive

Service Charge

$5,000 minimum daily balance or $10,000 average balance

Earns Interest
Yes
Unlimited Check Writing
​​​​​​​Yes
Online Banking
Free
Debit/ATM Card
Free
Online Bill Pay
Free
Free ATM Withdrawals
Yes
Paper Statement
None
Additional Benefits

2 free boxes of checks per year

Free first-year rent on Safe Deposit Box

Money Market
Monthly Service Charge
$10.00

Criteria to waive

Service Charge

$1,000 minimum daily balance or $2,500 average balance

Earns Interest
No

Unlimited Check Writing
No
Online Banking
Free
Debit/ATM Card
Free
Online Bill Pay
Free
Free ATM Withdrawals
Yes
Paper Statement
None
Additional Benefits
N/A
Heritage Savings
Monthly Service Charge
$5.00

Criteria to waive

Service Charge

$100 minimum or $200 average. Waived for customers under age 18 and those 55+

Earns Interest
N/A
Unlimited Check Writing
N/A
Online Banking
Free
Debit/ATM Card
Free
Online Bill Pay
N/A
Free ATM Withdrawals
Yes
Paper Statement
None
Additional Benefits
N/A
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