Cards are nearly as common as cash. The benefits of accepting credit and debit cards can outweigh the cost. Studies have shown that when people are given more payment options (beyond cash); they are more likely to make impulse purchases, join loyalty programs, and spend more per purchase - and that can only help your business to grow.
Let us help you figure out if accepting credit cards is a service that will benefit your business.
Deposit checks without making a trip to the bank. Scan the business checks you want to deposit with a desktop scanner, then transmit the check images to Heritage Bank for deposit to your Heritage Banking Business Checking account. All without leaving your business. Convenient, secure, and helping to improve the cash flow of y our business.
We'll come to your business to set it up! Then all you need to do is enjoy the ease and efficiency.
ACH provides a secure electronic transfer of an authorized payment from an individual's checking or savings account into your organization's financial institution account. It eliminates paper checks, providing a fast, cost-effective way to make and receive payments of all kinds, including payroll, vendor, and tax payments.
Let us help you become more productive handling payables and receivables. Giving you more time to do what you do best!
Wire transfers are the fastest way to move funds quickly and securely around the country or the world. Heritage Bank offers a wide range of wire transfers and input options. We'd like to help you move money fast when the need arises. Please Contact Us or call 785-440-2200 for wiring instructions.
A bank account that automatically transfers amounts that exceed (or fall short of) a certain level into a higher interest earning investment option at the close of each business day. Commonly, the excess cash is swept into Money Market funds.
In a sweep program, computers analyze customer use of checkable deposits and "sweeps" funds into Money Market Deposit Accounts.
This is done to provide the customer with the greatest amount of interest with the minimum amount of personal intervention.