Your Best Friend in Business
We'll help you thrive in business. We're here to be your partner. We even make house calls. Let us take the hassle out of banking by coming to you and setting up a deposit account that works for you. Get the perks and convenience you deserve with Heritage Bank Business Deposit Accounts. Discover the Difference! Open an account today.
Not sure which one is right for you? Our friendly bankers can answer your questions and help you choose the best fit. Contact Us or call our dedicated New Accounts Team today to find the right Deposit Account for you: (785) 440-2200.
Business Deposit Accounts
| Regular Business | Small Business | Money Market | Business Savings | |
|---|---|---|---|---|
| Balance requirements to waive fee | N/A | $500 minimum or $1000 average | $1000 minimum or $2500 average | $500 minimum or $1000 average |
| Monthly Fee if balance requirement is not met | $15.00 | $10.00 | $10.00 | $10.00 |
| Withdrawals | .15¢ ea | 30 free 30¢ each over 30 | Free | 3 free $1.00 each over 3 |
| Deposited Items | 10¢ each | 60 free 10¢ each over 60 | Free | 10 free 10¢ each over 10 |
Regular Business
Balance requirements to waive fee
N/A
Monthly Fee if balance requirement is not met
$15.00
Withdrawals
.15¢ ea
Deposited Items
10¢ each
Small Business
Balance requirements to waive fee
$500 minimum or $1000 average
Monthly Fee if balance requirement is not met
$10.00
Withdrawals
30 free
30¢ each over 30
Deposited Items
60 free
10¢ each over 60
Money Market
Balance requirements to waive fee
$1000 minimum or $2500 average
Monthly Fee if balance requirement is not met
$10.00
Withdrawals
Free
Deposited Items
Free
Business Savings
Balance requirements to waive fee
$500 minimum or $1000 average
Monthly Fee if balance requirement is not met
$10.00
Withdrawals
3 free
$1.00 each over 3
Deposited Items
10 free
10¢ each over 10
The opening deposit requirement is just $500 for the Commercial Business, Small Business, and Business Savings Accounts; and $1,000 for the Money Market Account.
- Account fees will be offset by an earnings credit
- Interest bearing accounts. Money Market paid monthly, Business Savings paid quarterly
Cash Management Suite
Our Powerful Cash Management Suite includes:
- Online Banking
- Mobile and Remote Deposit
- Bill Pay and ACH Origination
- Check and ACH Positive Pay
- Account Reconciliation
Easy customization to fit your business needs and save time.
Online Banking:
Access your accounts anytime, day or night, from anywhere with an internet connection. Monitor your account(s), transfer funds, set up one-time or recurring payments or money transfers, set up customized text alerts and more. Access via your computer, tablet or cell phone app for Apple® or Android®.
Mobile Deposit and Remote Deposit:
Make deposits from anywhere with Mobile Deposit - Free with Online Banking. Increase cash flow efficiency by depositing checks right from our office with Remote Deposit, ideal for high volume check deposits. Save staff time and travel by eliminating the need to bring checks to the bank. Improve record keeping by having an image of all deposited checks.
Check and ACH Positive Pay and Account Reconciliation:
Check Positive Pay can drastically reduce fraud on accounts with large volumes of checks. You provide the bank with issued check numbers and amounts. Heritage then matches this list with the checks that are posting to the account. Checks that do not match, or that already have posted to the account, are flagged. You review the report and notify the bank to either pay or return the check. You can also download a file of cleared checks, eliminating the need for manual account reconciliation.
ACH Positive Pay allows you to limit the ACH debits to your account from only approved vendors, and only in amounts approved by you.
Ask a Business Banker how to increase earnings on deposits!
We offer you a broad range of products and services that can be tailored to fit your needs:
Health Savings Accounts (HSAs)
Business Loans & Lines of Credit
Local Support for Local Businesses
Our bankers live and work in the same community you serve. We're here to answer questions, offer advice, and help your business succeed.
